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Bayview Asset Management Announces $52 Million First-Lien Commercial Mortgage Portfolio Originated Under SBA 504 Lending Program Available to Banks an
High-quality commercial mortgage loan portfolio for sale; partial pool bids accepted on seasoned, prime commercial mortgage loans. The $52 million first-lien portfolio is comprised of low loan-to-value, first-lien commercial loans that were originated in conjunction with second-lien loans under the Small Business Association's (SBA) 504 Lending Program and includes 71 loans in 15 states. Indicative bids due June 18, 2009.

Advice and the Pros and Cons Between A Fixed Rate or An Adjustable Rate Mortgage
The basic difference between a Fixed Rate Mortgage and an Adjustable Rate Mortgage is the interest rate at which you will repay the loan. An interest rate determines how much of your monthly payment will be going towards repaying the interest, and how much goes to repay the principal of the loan. The rate remains unchanged on a Fixed rate Mortgage, but it varies with an Adjustable rate Mortgage. This can create abrupt and unpredictable changes throughout the term of the mortgage loan.



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